Last Updated: September 19, 2025

These Terms of Service (“Terms”) govern your use of the website, products, software, algorithms, and services (collectively, “Software” or “Services”) provided by Vector Algorithmics Inc. (“Vector,” “we,” “us,” or “our”). By accessing, leasing, or using our Software or Services, you (“Client,” “you,” or “your”) agree to be bound by these Terms. If you do not agree, do not use our Software or Services.

1. Nature of Services

Vector provides software tools and algorithms designed for use in trading platforms.

Vector is not a money manager, financial advisor, or broker-dealer.

Our Software is leased/licensed to you as a technology solution only. It is not financial advice, investment management, or portfolio services.

All decisions regarding whether to use, enable, or disable our Software rest solely with you.

2. No Investment Advice / No Management of Funds

Vector does not provide financial, investment, tax, or legal advice.

Vector does not solicit or recommend specific trades.

Vector does not execute trades, hold custody of client funds, or exercise discretionary authority over any trading account.

You remain fully responsible for all trading decisions, including position sizing, contract selection, risk management, and account supervision.

3. Risk Disclosure

Trading involves significant risk of loss. You may lose part or all of your investment capital.

Past performance of any algorithm does not guarantee future results.

Leveraged products such as futures, forex, and options can magnify losses as well as gains.

You acknowledge that all trading is speculative and unsuitable for everyone.

4. System & Technology Risk

All software is subject to potential errors, delays, bugs, outages, or connectivity issues.

Vector is not responsible for failures or delays caused by brokers, data feeds, internet connections, power interruptions, or third-party APIs.

You are responsible for monitoring your account, trades, and risk settings at all times.

5. User Responsibility

You control all account settings, including but not limited to enabling/disabling algorithms, margin use, risk exposure, and contract size.

All trades are executed in your account under your name and are solely your responsibility.

You are responsible for compliance with your broker’s rules, platform requirements, and risk disclosures.

You agree to consult your own qualified financial, tax, and legal advisors prior to using the Software.

6. No Guarantees

Vector makes no guarantees or warranties regarding profitability, performance, outcomes, or user satisfaction, unless specifically stated otherwise in an individual written contract signed by both parties.

No guarantee is made with respect to achieving profits, avoiding losses, passing proprietary trading firm evaluations, or securing payouts.

The Software and Services are provided strictly “as is” and “as available.”

7. Fees, Refunds & Chargebacks

All payments for licensing or leasing the Software are final and non-refundable, unless specifically stated otherwise in an individual written contract signed by both parties.

You acknowledge that no refunds, reimbursements, or chargebacks will be granted once access to the Software is delivered, except where expressly provided in such a signed contract.

Attempted chargebacks constitute a breach of this Agreement and may result in legal action and/or collection proceedings.

8. Limitation of Liability

To the maximum extent permitted by law, Vector and its officers, employees, contractors, and affiliates shall not be liable for any financial losses, lost opportunities, missed trades, technical failures, or adverse market outcomes. By using the Software, you assume full responsibility for your trading activity and release Vector from any and all claims related to profit expectation, loss, dissatisfaction, or perceived service obligations.

9. Legal & Protective Language

You expressly acknowledge that use of the Software is at your own risk and discretion.

You agree not to hold Vector liable for any claims, disputes, or complaints relating to financial performance, account results, or expectations of service, unless otherwise expressly agreed in a written contract signed by both parties.

You agree that this Agreement supersedes any implied warranties, oral representations, or marketing claims.

10. Governing Law & Jurisdiction

These Terms shall be governed by and construed under the laws of the State of Delaware, United States. Any dispute or claim shall be subject to binding arbitration in Delaware, and you waive your right to trial by jury.

11. Modifications

Vector reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of the Software constitutes acceptance of the modified Terms.

12. Entire Agreement

These Terms constitute the entire agreement between you and Vector. No oral or written statement outside these Terms shall be relied upon as modifying or adding to this Agreement, unless specifically stated otherwise in an individual written contract signed by both parties.

Acceptance

You have read and understood this Agreement.

You acknowledge the risks of trading.

You accept full responsibility for all outcomes.

You agree that Vector Algorithmics Inc. is a software provider only and not responsible for trading results.